In recent years, the financial sector has witnessed a significant transformation with the emergence of innovative technologies.
19 March, 2024
Financial & Technical More ...
Are you looking to save your money? If yes, then refinancing would be really a wise decision in the dynamic landscape of home ownership.
05 December, 2023
Home Loans More ...
In a world where technology is changing how things get done, the housing industry is also joining the party. Two important players in this transformation are eSign and eStamp.
29 September, 2023
Home Loans More ...
Home Loan facilitates your dream of having your own home. But before stepping further, remember, you are being evaluated for the interest rates you will be offered for your home loan
22 August, 2023
Home Loans More ...
A co-applicant is a person who applies for a loan or other financial arrangement together with another person. They share equal responsibility for the debt and are jointly liable for repaying it.
24 July, 2023
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In recent years, the concept of obtaining multiple Home Loans has gained significant attraction among individuals in India.
07 June, 2023
Home Loans More ...
Every human being’s dream is to own a home. To fulfill this dream, home loan plays a pivot role. Building your dream home, a home loan is a must these days.
23 September, 2022
Home Loans More ...
In today’s times buying a home is not an inspiration reserved for the 40’s or 50’s generation, it is very much a realistic dream for people in their 20’s and 30’s as well.
21 February, 2022
Home Loans More ...
RBI has issued circular in November 2021 which is applicable to all Financial Institutions (FIs), Banks and NBFCs to provide clarifications around regulatory guidelines on Income recognition, Asset classification and provisioning relating to advances.
30 December, 2021
Financial & Technical More ...
Goods and Services Tax (GST) was introduced by the Indian Government on the procurement of goods or services in the year 2017.
21 December, 2021
Financial & Technical More ...
All the important banking transactions like salary, pension and EMI payments now don’t have to wait for bank working days to execute, neither they need to follow bank timings.
17 November, 2021
Financial & Technical More ...
Is that a wise decision to invest in more than one property? For many people buying several houses may be a distant dream, but for those who can afford it, there are benefits of owning more than one house.
18 February, 2019
Financial & Technical More ...
The policy interest rate, which is the interest rate that the central bank of a country sets in order to control the fiscal market and the economy, is known by different names and has different rates in different countries.
04 March, 2019
Financial & Technical More ...
Financial Inclusion is said to have happened when a society is successful in bringing the marginalised section of society into the formalised financial system.
07 January, 2019
Financial & Technical More ...
Affordability is a very subjective term. When it comes to real estate, the term affordable housing can easily be interpreted as those housing projects which offers housing units of smaller size, lesser price and of course, lower loan burden attached.
04 February, 2019
Affordable Housing More ...
There was a time when even thinking of buying a house in your 20s would have surprised people, let alone actually buying one. However, ambitious mindsets have inspired youngsters to invest in property very early in their lives.
30 October, 2018
Home Loans More ...
With the evolution in our financial sector, different schemes and offers have been adopted by banks and NBFCs to smoothen financial transactions. One such scheme is ‘Balance transfer of loan’
22 October, 2018
Home Loans More ...
To avail a home loan, you must be eligible for a loan. The financial institution offering the loan often sets a loan eligibility limit based on the applicant’s financial standing.
10 October, 2018
Home Loans More ...
In recent years, traditional banking and various activities that were hitherto part of the financial sector have taken a backseat. There are modern and advanced financial technologies (Fintech) that are disrupting the traditional method of banking.
02 October, 2018
Technology More ...
It is often the case that people who are financially knowledgeable prefer to invest in real estate rather than in equities, possibly because the former is much easier to comprehend. That said, real estate too has its own technical ambiguities and jargons.
24 September, 2018
Financial & Technical More ...
Repo rate or repurchase rate is the rate at which the central bank of a country (RBI in case of India) lends money to banks for short period by buying their securities (financial assets).
17 September, 2018
Financial & Technical More ...
Everyone cherishes a dream of owning their dream home, but documentation and registration procedure does make that journey a tad difficult. Your ownership is not determined alone by the physical possession of a property.
10 September, 2018
Financial & Technical More ...
Millennial, or people born in the early 1980s and 1990s, has a very key influence on the Indian economy. This demographic segment has been an important customer group for industry sectors, and therefore influence the strategies and decisions of these sect
03 September, 2018
Home Loans More ...
Building a dream home for yourself is a never-ending desire. Even after owning a home, no one can remain satisfied for long and desires for more. If not a new home, then at least to give your current home the best possible renovation possible.
25 June, 2018
Home Loans More ...
Real-Estate is a quite competitive market and developers have to come up with new kind of schemes to attract the customers. One such tempting schemes that make sure to attract customers is the ‘Subvention Scheme’.
18 June, 2018
Home Loans More ...
Buying a home is something that everyone desires most. Feeling of owning a home is very different from that of a rented home But, many people still find it quite difficult to buy their own property mostly due to lack of funds available.
11 June, 2018
Home Loans More ...
Whether to buy a house with your hard earned money, that has been accumulated as saving over the years, or to opt for a home loan to fund your dream home? This question has bothered home buyers for a long time now. Both options have their own benefits
04 June, 2018
New Home Buyers More ...
There is no denying the fact that any kind of debt is not good for the financial health of an individual. Whether it is a personal loan, vehicle loan, overdue credit cards or even a home loan.
21 May, 2018
Home Loans More ...
Sometimes little extra is all that we need to fulfill our dreams. Many times we find ourselves in need for little extra funds for any kind of purpose, expected or unexpected, such as renovations in the home, marriage, to expand the business.
15 May, 2018
Home Loans More ...
In today’s era, finance industry has become quite matured in terms of providing all sorts of lending options, tailored to cater specific requirements of the borrowers. Financers understand that a customer can face any number of expenses; planned or
01 May, 2018
Non Home Loans More ...
After availing a home loan, a customer gets second thoughts on his choice of financer. What if, a customer was not well informed at the time of availing the home loan and finds out that he could have made better choices. Is there no other option left with
10 May, 2018
Home Loans More ...
Buying a property is without any doubt one of the biggest financial decisions one ever takes, especially when we take into consideration, the significant rise in property values across India in recent years. This has forced customers to take into consider
01 April, 2018
Financial & Technical More ...
Pradhan Mantri Awas Yojana comes as a respite for these needy homeless peoples to bring some change in their life and increase their social stature. PMAY was launched in June 2015 by our prime minister Narendra Modi.
15 March, 2018
Affordable Housing More ...
In a life of constant dilemma, one question which increases our heartbeat and stress is "Should I go for buying a house for myself or live in a rented place". This question is not merely a question, one wrong decision can hamper your dreams of
01 March, 2018
New Home Buyers More ...
Anything that connects to the internet can and will be hacked as the saying goes. To combat the vulnerability caused by cyber criminals, non-banking financial companies need to make their cybersecurity robust.
20 February, 2018
Technology More ...
The world is full of uncertainties but your home loan should not be. Borrowing a home loan is a long-term commitment and one of the largest investments an individual makes in a lifetime.
15 February, 2018
Home Loans More ...
Blockchain or distributed ledger technology has several attractive features to offer in the financial sector that can revolutionize the operational aspects of NBFC’s.
01 February, 2018
Financial & Technical More ...
Individual wealth in real estate is poised to double up in next 5 years. And the proportion of real estate wealth to the overall physical wealth would be staggering high riding over the fast creation of wealth in real state.
15 January, 2018
Affordable Housing More ...
owning a home for financially weaker areas of the general public is absolutely unfeasible until and unless an individual chooses to cite for a home loan depending upon their necessity and requirement.
10 January, 2018
Home Loans More ...
A mortgage loan is considered one of the most secured loans which every financial agency or Bank always consider while providing a loan, as the person places his/her property as a security to raise the money for his/her financial requirement
05 January, 2018
Non Home Loans More ...
Becoming an expert in home buying is not like taking a walk in the park, rather it requires lots of effort and comparison to choose the proper Project and scheme suitable for your budget.
01 January, 2018
New Home Buyers More ...
New home development is a colossal task, and can appear to be overpowering to individuals who are new to the procedure. However, just like any large task, it is easy to handle if you break it down into steps.
15 October, 2017
New Home Buyers More ...
How should you arrive at how much home loan you should avail? Taking a home loan should be a conscious process and a well-planned one. It is virtually a commitment for life often, or at least for a long period of time.
15 August, 2017
New Home Buyers More ...
Most home buyers stretch finances to buy a flat, but this may not be a good idea, writes Manish Shah. He lists out three unique tips that may help you refine your home buying decision without exerting financial pressure on the family.
01 August, 2017
Home Loans More ...
From the emails I received over the last few weeks, I've come to realise that there is still a fair bit of confusion when it comes to understanding the complicated terms used in the property deals and contracts.
15 July, 2017
Financial & Technical More ...
It's important to note there are different types of 'Power of Attorneys' for different purposes.
Main types include: general, limited, health care, durable, and springing, all of which will be explained here.
29 June, 2017
Home Loans More ...
In the midst of the happiness of imagining your new home comes the calming reality of looking for a home loan. Now is the ideal time devouring, it's unpredictable, and it's a bit of overwhelming.
29 June, 2017
Home Loans More ...